Solution

Payments built around how your business sells.

Card terminals, online payments and payment setup selected around the way your customers actually buy — not just the headline rate.

More than one decision

What this actually covers.

Acceptance

Card terminals, online checkout, payment links and other appropriate ways to take payment.

Cost

Understand processing rates, transaction fees and the overall cost of accepting payments.

Settlement

Look at when funds arrive, how payouts are identified and whether the settlement setup suits the business.

Integration

Understand how payments interact with EPOS, ecommerce, banking and accounting.

The problem

Where this usually goes wrong.

Payments are usually reviewed once, on price, and then left alone. The rate is only one part of what a payment setup costs a business.

Rate comparison treated as the entire payments decision
Card terminals operating separately from the till
Payouts arriving in amounts nobody can tie back to a day's takings
Fees that are difficult to find, let alone explain
Reconciliation done manually every week
Online and in-store payments handled through different setups
Little visibility of when money actually lands

What we look at

Assessed during the Commerce Review.

Current payment provider and agreement
Terminal setup on the counter and away from it
Online payment setup and checkout
Transaction mix — card present, online, over the phone
Current pricing and fees, where the information is available
Settlement arrangement and payout timing
How reconciliation is done today, and by whom
Integration with EPOS and ecommerce
How payments reach banking and accounting

Capability

What we can put in place

Card terminals suited to the counter, the floor or the round
Online payment solutions for your store or booking flow
Merchant account and provider recommendations
Payment integrations with the till and website
Payment links and remote payment options where appropriate
Connected payment and EPOS setups so takings match records
Improved settlement and reconciliation workflows

How it connects

Where this sits in the wider setup.

Payments touch nearly everything else. A terminal that talks to the till removes keying errors; a payout that can be identified removes an hour of reconciliation.

Related insight

Already happy with your payments? Good.

We do not change providers for the sake of changing them. The Commerce Review looks at whether the current payment setup fits the wider business — and only recommends change where there is a genuine reason.

Book a Commerce Review

Banking & Settlements

Settlement speed, payout visibility and the banking setup behind your payments.

Connected EPOS

Choose and configure an EPOS around the way your business actually operates.

Websites & Ecommerce

Build or improve your website and online selling, connected with the physical business.

Sales Channels

Click & collect, local delivery and online ordering that feed the operation.

Commerce Review

Let's look at how your business works.

Tell us about your setup and we'll arrange a short, no-obligation conversation. We start with the business, not a hardware quote.

No obligation and no hard sell
We look at the whole setup, not one product
Keep what works — we'll say so when something already does

Prefer to talk first? Contact us.